What Type of Investor Are You?

What Type of Investor Are You?


The Self-Directed Investor

The Self-Directed Investor makes their own investment decisions and doesn’t mind handling all of the research, transactions and recordkeeping. This investor is willing to put in the time and effort necessary to learn about investing, keep up with financial and economic trends, outline their goals, research options and make educated choices all on their own. The do-it-yourselfer works on their own to direct, select, track and monitor their investments, using support tools and resources to become their own expert. This approach works well for those whose portfolios are simple, and easily managed.

The Assisted Investor

The Assisted Investor may lack the time, desire, or confidence to handle their investments on their own, but still wants to retain control and hands-on involvement. This investor is willing to pay a fee to get the help and guidance that comes through consulting with a financial professional for goal development, recommendations and investment advice.

The Delegator

The Delegator is an investor who wants and needs to turn over their financial planning and investment program to a professional financial advisor who will assess their needs and goals and structure an investment plan to meet those. The delegator wants someone to handle all details and make the investments for them, monitor the markets and adjust their investments as conditions warrant and goals change. Investors who take this approach often pay a percentage of their portfolio value for these comprehensive services.